539 S Main St, Montpelier, IN, 47359
About This Home
Opportunity awaits with this spacious 5-bedroom, 1-bath two-story home conveniently located near downtown Montpelier. Offering plenty of character and room to grow, this property features some hardwood flooring, a cozy fireplace, and a detached 2-car garage. The fenced yard provides space for pets, gardening, or outdoor gatherings. With its generous layout and classic features, this home offers excellent potential for an owner-occupant looking to build equity or an investor seeking their next project. Bring your ideas and vision to make this property shine once again!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1900
Materials
- Foundation: Crawl Space,Concrete Perimeter
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedroom2
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedroom3
- Level: Main
- Area: 182
- Dimensions: 13x14
Bedroom4
- Level: Upper
- Area: 180
- Dimensions: 12x15
Bedroom5
- Level: Upper
- Area: 150
- Dimensions: 10x15
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 187
- Dimensions: 11x17
Features
- Hardwood Floors
- Window features: WoodWorkStain/Painted
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Other
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 2,139
- Total interior livable area: 2,139 sqft
Kitchen
- Level: Main
- Area: 153
- Dimensions: 09x17
Laundry
- Level: Main
- Area: 60
- Dimensions: 05x12
Living Room
- Level: Main
- Area: 286
- Dimensions: 13x22
Master Bedroom
- Level: Main
- Area: 168
- Dimensions: 12x14
Property
Details
- Parcel number: 050209101083000002
- Special condition: As Is,Fixer Upper,In Foreclosure
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Glass Enclosed,Patio
- Fencing: Fenced,Privacy
Lot
- Lot size: 10,018 sqft
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $417 | $5,004 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $129 | $1,548 |
| Electricity | $196 | $2,352 |
| Total | $831 | $9,972 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2010-08-07 | Listing removed | $59,000 |
| 2010-07-25 | Listed for sale | $59,000 |
| 2009-04-05 | Listing removed | $59,000 |
| 2009-04-01 | Listed for sale | $59,000 |
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