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1102 N Monroe St, Hartford City, IN, 47348

2beds
1baths
798sqft
$14,900
$19price/sqft
$303/moest. monthly cost
$12,120/yrincome needed

About This Home

Investor opportunity featuring approximately 798 square feet and requiring significant renovation. The property is currently subject to a city demolition order. Seller is willing to cooperate with the city and a qualified buyer in seeking to pause or resolve the order, with any purchase agreement contingent upon an acceptable written resolution from the city. Buyers should complete their own due diligence regarding condition, rehabilitation requirements, permits, and future use.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
5/10
Blackford High SchoolGrades 7-121.8 mi
--
Blackford Primary SchoolGrades PK-21.5 mi

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 798

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 798
  • Total interior livable area: 798 sqft

Property

Details

  • Parcel number: 050311203080.000006

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,098 sqft
  • Features: 0-2.9999
  • Lot size dimensions: 50X120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $75$900
Home Insurance *$14$168
Property Taxes $30$360
Electricity $184$2,212
Total$303$3,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$10,388/yr
40% on housing$9,090/yr
45% on housing$8,080/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$19This listing

vs Other Active Listings

Avg $/sqft

ZIP 47348$127
Blackford County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 47348
Blackford County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$14,900
2026-07-03Listed for sale$19,900
2024-11-13Sold$11,500
2024-10-04Pending sale$9,500
2024-10-02Listed for sale$9,500
2022-08-01Sold$1,551

For Sale by Agent

AgentJonah Hartsburg
BrokerageHoosier Hub Realty LLC

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