12 Clamme Ct, Hartford City, IN, 47348
About This Home
Enjoy lakefront living with this exceptional property featuring two lots and two lake access points. This well-maintained 3-bedroom, 2-bath brick ranch offers beautiful lake views and plenty of space to relax and entertain. Step outside onto the spacious 24' x 16' deck, perfect for taking in the scenery. The property also includes a 30' x 30' insulated detached garage with heat and stairs leading to a large loft, providing excellent storage, workshop, or hobby space. The attached garage is heated as well, adding year-round comfort and convenience. Inside, the inviting living room features a cozy gas fireplace, creating the perfect gathering space. As an added bonus, Shamrock dues have been paid through April 30, 2027. Property being slod As Is.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1969
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 228
Features
- Flooring: Carpet,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,544
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,544
- Total interior livable area: 1,544 sqft
Kitchen
- Level: Main
- Area: 104
Living Room
- Level: Main
- Area: 304
Property
Details
- Parcel number: 050330404025.000007
Features
- Levels: One
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake Front,Access to Ski Lake,Lake
- Waterbody name: L Lake
- Frontage length: Channel/Canal Frontage(0),Water Frontage(120)
Lot
- Lot size: 1.44 Acres
- Features: Level,Sloped
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,663 | $19,956 |
| Home Insurance * | $326 | $3,912 |
| Property Taxes | $246 | $2,952 |
| Electricity | $184 | $2,212 |
| Total | $2,419 | $29,028 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $329,000 |
| 2026-07-01 | Listed for sale | $339,000 |
View on Zillow