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345 E Main St, Jamestown, IN, 46147

3beds
2baths
2,052sqft
$349,900
$171price/sqft
$2,649/moest. monthly cost
$105,960/yrincome needed

About This Home

Welcome to this charming all-brick ranch with fresh paint and new flooring, sitting on a large, 2.3 acre lot, offering the perfect blend of privacy, character, and opportunity. Nestled back off the road with a long gravel driveway and surrounded by open land, this property delivers that quiet, country feel while still being conveniently located. Inside, you'll find a functional layout, including a cozy living room featuring a classic brick fireplace-perfect for relaxing evenings at home. The home offers generously sized bedrooms, a large primary suite, and plenty of natural light throughout. The kitchen provides ample cabinet space and overlooks the backyard, while the adjacent dining area is ideal for everyday meals or hosting guests. Additional spaces like the mudroom/laundry area add convenience and flexibility. Step outside and enjoy the expansive yard, mature trees, and scenic surroundings. A creek running through the property adds character and a unique outdoor feature you won't find everywhere. Whether you're looking for peaceful everyday living, room to spread out, or a property with unique outdoor features, this home delivers a lifestyle that's hard to find.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Features

  • Attic Access,Attic Pull Down Stairs,Hardwood Floors,Pantry
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Access Only,Pull Down Stairs

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Kitchen

  • Level: Main
  • Area: 70
  • Dimensions: 10x7

Living Room

  • Level: Main
  • Area: 414
  • Dimensions: 23x18

Master Bedroom

  • Level: Main
  • Area: 136
  • Dimensions: 17x8

Office

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Property

Details

  • Parcel number: 060110000001039010
  • Special condition: Short Sale
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Neighborhood,Rural,Trees/Woods

Lot

  • Lot size: 2.30 Acres
  • Features: Rural - Not Subdivision,Mature Trees,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Drought
Hail

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$251$3,012
Property Taxes $441$5,292
Electricity $188$2,257
Total$2,649$31,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,822/yr
40% on housing$79,470/yr
45% on housing$70,640/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 46147$185
Boone County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 46147$128
Boone County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$349,900
2026-04-27Price change$365,000
2026-04-21Price change$375,000
2026-03-19Listed for sale$379,900
2025-05-30Sold$349,900
2025-04-12Pending sale$349,900
2025-04-03Listed for sale$349,900
2024-11-24Listing removed$399,900
2024-08-15Price change$399,900
2024-08-14Listed for sale$390,900
2024-06-22Listing removed--
2024-06-09Pending sale$390,900
2024-06-07Price change$390,900
2024-05-04Price change$479,900
2024-04-18Listed for sale$549,900
2024-01-22Listing removed--
2023-10-25Listed for sale$550,000

For Sale by Agent

AgentEmerson Nehring, CrestPoint Real Estate
BrokerageCrestPoint Real Estate

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