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427 E Pearl St, Lebanon, IN, 46052

2beds
1baths
2,064sqft
$195,000
$94price/sqft
$1,400/moest. monthly cost
$56,000/yrincome needed

About This Home

Adorable 2 bdrm w/additional Bonus room used as a Primary Bdrm/office near the heart of Lebanon. Like a fairy tale cottage, the home's beautiful front landscape and large covered porch greets visitors as an inviting "Welcome Home"! Many Big-Ticket recent Updates: NEW Roof, Gutters, and Water Heater (2023), Newer tub/shower surround update w/warranty. This charming home w/original hardwood floors and gas fireplace is full of character and old-world flair. Kitchen renovation was started, but incomplete and ready for you to personalize. Oversized garage. Fully fenced private backyard and patio area for entertaining. Don't let this one slip by.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
Lebanon Middle SchoolGrades 6-81.1 mi
9/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Electric Oven,Refrigerator,Washer,Water Softener Rented
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Features

  • Attic Access,Hardwood Floors,Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Master Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Mud Room

  • Features: Other
  • Level: Main
  • Area: 35
  • Dimensions: 7x5

Property

Details

  • Parcel number: 061131027141000002
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Screened
  • Fencing: Fenced,Full

Lot

  • Lot size: 4,791 sqft
  • Features: Sidewalks,Storm Sewer,Street Lights,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Earthquake
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$96$1,152
Property Taxes $129$1,548
Electricity $189$2,270
Total$1,400$16,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,000/yr
40% on housing$42,000/yr
45% on housing$37,333/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 46052$201
Boone County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 46052$185
Boone County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$185,000
2026-08-10Price change$185,000
2026-08-03Listed for sale$195,000
2026-07-27Pending sale$195,000
2026-07-22Listed for sale$195,000
2026-07-13Pending sale$195,000
2026-07-06Listed for sale$195,000
2020-01-17Sold$94,000
2019-11-27Pending sale$105,000
2019-11-14Price change$105,000
2019-09-11Listed for sale$115,000
2018-02-01Listing removed$895
2017-12-20Listed for rent$895
2017-12-12Listing removed$99,900
2017-11-13Listed for sale$99,900
2015-12-21Listing removed$850
2015-11-12Listed for rent$850

For Sale by Agent

AgentLisa Galvin
BrokerageF.C. Tucker Company

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