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120 E Plum St, Thorntown, IN, 46071

2beds
1baths
1,829sqft
$189,000
$103price/sqft
$1,315/moest. monthly cost
$52,600/yrincome needed

About This Home

You will love this 2 bedroom, 1 bathroom charming home in a fantastic location in the heart of downtown Thorntown! Inside, you'll find a large living room leading into the spacious eat-in kitchen complete with modern cabinetry updated within the last few years, a gas stove and laundry closet/pantry. Your 2 bedrooms offer plenty of closet space close to the recently remodeled full bathroom. Downstairs, the basement offers plenty of room for extra storage or another space away from the hustle and bustle. Outside, enjoy a full privacy fenced backyard featuring a covered patio, ideal for relaxing or entertaining in any weather, along with a 2 car attached garage with bonus workshop space. You're just minutes from everything that downtown Thorntown has to offer, including the library, park, Big 4 Rail Trail, restaurants, coffee shop and shopping galore! Come see it today!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,Gas Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom2

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Hardwood Floors,Eat-in Kitchen,Pantry
  • Flooring: Hardwood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,829
  • Total interior livable area: 1,829 sqft

Kitchen

  • Level: Main
  • Area: 272
  • Dimensions: 17x16

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Master Bedroom

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Property

Details

  • Parcel number: 061335000003052015
  • Special condition: As Is,Cosmetics Needed
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Fenced,Full,Privacy

Lot

  • Lot size: 4,791 sqft
  • Features: City Lot,Corner Lot,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$91$1,092
Property Taxes $85$1,020
Electricity $184$2,212
Total$1,315$15,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,085/yr
40% on housing$39,450/yr
45% on housing$35,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 46071$345
Boone County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 46071$168
Boone County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$189,000
2026-07-27Listed for sale$189,000
2024-11-25Sold$174,000
2024-10-28Pending sale$169,900
2024-10-16Listed for sale$169,900
2024-10-14Pending sale$169,900
2024-10-09Listed for sale$169,900

For Sale by Agent

AgentJordan Moody
BrokerageKeller Williams Indpls Metro N

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