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1642 Waterford Dr, Zionsville, IN, 46077

3beds
3baths
1,818sqft
$435,000
$239price/sqft
$2,877/moest. monthly cost
$115,080/yrincome needed

About This Home

Everyone loves Village Walk....it's the perfect location in Zionsville. Walk to restaurants, schools, trail access, and shops. It's also one of the best values in town! With one of the more popular floorplans, this 3Bed/2.5Bath home offers vaulted ceilings in the great room. Enjoy the 1/3 acre lot with space to entertain/play/install pool! Entire main level has low maintenance LVP flooring. The kitchen is open to the cozy family room-perfect for entertaining or lounging- with wood burning fireplace and stunning built in bookcases. Two dining areas: breakfast room and formal dining room adjacent to the front great room. Large laundry area on main level. Upstairs features 3 generous sized bedrooms. Primary en suite overlooking back yard with walk in shower and dual sinks in vanity. The hall bath is also spacious with storage closet and dual sinks. Two car garage. Community park/basketball/pond for fishing. HVAC new in 2025 and water heater 2021.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl With Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Electric Oven
  • Laundry features: Main Level

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Family Room

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Features

  • Built-in Features
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,818
  • Total interior livable area: 1,818 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Laundry

  • Level: Main
  • Area: 45
  • Dimensions: 5x9

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 15x18

Master Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Property

Details

  • Parcel number: 060834000002086006
  • Special condition: As Is,Sales Disclosure Supplements
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Earthquake
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$144$1,728
Property Taxes $350$4,200
Electricity $184$2,212
Total$2,877$34,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,640/yr
40% on housing$86,310/yr
45% on housing$76,720/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 46077$262
Boone County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 46077$208
Boone County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$435,000

For Sale by Agent

AgentKristen Woodworth
BrokerageF.C. Tucker Company

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