11044 N Landing Rd, Monticello, IN, 47960
About This Home
Discover this updated 4 bed, 2 bath lake house offering just under 2,000 finished square feet on a peaceful canal. The spacious primary suite, with plenty of room to relax, features a large en suite bath. Enjoy stylish, modern finishes throughout the interior, making this home truly move-in ready. The cozy living room, with gas fireplace, walks out to the 4 seasons sunroom. Outside, take advantage of 100 feet of water frontage, a large lakeside deck with a covered overhang, and two covered sitting areas in the lakeside fenced in yard. A detached 14x30 barn/garage plus an additional storage shed provide excellent space for tools, toys, or hobby gear. This is the perfect blend of comfort, convenience, and lakeside living. Don’t miss this rare opportunity to own a waterfront retreat.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven Hook Up Gas,Gas Oven,Gas Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 4
Features
- 1st Bdrm En Suite,Ceiling Fan(s),Split Br Floor Plan,Stand Up Shower,Tub/Shower Combination
- Flooring: Laminate,Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,982
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,982
- Total interior livable area: 1,982 sqft
Kitchen
- Level: Main
- Area: 170
Living Room
- Level: Main
- Area: 192
Property
Details
- Parcel number: 080410000277.000011
- Zoning: L1
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck Covered,Deck,Covered,Porch Covered
- Fencing: Vinyl
- On waterfront: Yes
- Waterfront features: Lake,Deck on Waterfront,Canal Front,Ski Lake
- Waterbody name: Lake Freeman
- Frontage length: Channel/Canal Frontage(100),Water Frontage(100)
Lot
- Lot size: 0.34 Acres
- Features: Lake
- Lot size dimensions: 100 x 150
Parking
- Total spaces: 1
- Parking features: Detached,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $349 | $4,188 |
| Property Taxes | $113 | $1,356 |
| Electricity | $184 | $2,212 |
| Total | $2,769 | $33,228 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $469,900 |
| 2025-11-25 | Listed for sale | $479,900 |
| 2022-08-24 | Listing removed | -- |
| 2022-05-10 | Listed for sale | $359,999 |
| 2013-10-04 | Sold | $152,500 |
| 2013-02-15 | Sold | $70,000 |
| 2013-02-14 | Pending sale | $99,000 |
| 2012-10-02 | Price change | $99,000 |
| 2012-08-24 | Price change | $123,500 |
| 2012-07-26 | Listed for sale | $128,500 |
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