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515 N Wilson St, Delphi, IN, 46923

5beds
2baths
3,366sqft
$349,900
$104price/sqft
$2,609/moest. monthly cost
$104,360/yrincome needed

About This Home

Dream vintage, Victorian-style 5-bed, 2-ba home recently renovated with vaulted ceilings, stone fireplace, and large covered porch. Master Bedroom is huge. Garage has a full storage area upstairs. Close to the golf course and downtown Delphi. This property boasts of newer upgrades and is close to Hoosier HWY to Monticello/Lafayette. Square footage according to County Assessor.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric

Basement

  • Basement: Crawl Space,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 110

Family Room

  • Level: Main
  • Area: 294

Features

  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Family Room,Kitchen,Living Room,1st Bdrm,2nd Bdrm,3rd Bdrm,4th Bdrm,5th Bdrm
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,366

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,366
  • Total interior livable area: 3,366 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 352

Property

Details

  • Parcel number: 080620005052.000007
  • Zoning: R1

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,795 sqft
  • Features: Few Trees,City/Town/Suburb
  • Lot size dimensions: 56 x 121

Parking

  • Total spaces: 1
  • Parking features: Detached,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$291$3,492
Property Taxes $241$2,892
Electricity $308$3,702
Total$2,609$31,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,451/yr
40% on housing$78,270/yr
45% on housing$69,573/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 46923$130
Carroll County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46923$78
Carroll County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$324,900
2026-07-29Price change$349,900
2026-07-22Listed for sale$374,900
2018-10-16Listing removed$72,211
2018-05-15Listing removed$68,778
2018-04-05Listed for sale--
2018-04-02Sold$67,500

For Sale by Agent

AgentAnne Marie Everhart
BrokerageTwin Lakes Real Estate, Inc

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