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1302 S Prairie St, Frankfort, IN, 46041

3beds
2baths
2,137sqft
$219,000
$102price/sqft
$1,606/moest. monthly cost
$64,240/yrincome needed

About This Home

This single family home, constructed in 1930, presents an opportunity for a life enriched by established surroundings and architectural heritage, offering 2137 square feet of refined living space. The property features three upstairs bedrooms. Complementing these personal spaces are two full bathrooms, offering convenience and comfort for daily routines. Large kitchen and separate dining room. Living room offers ample natural light and space. Home also features a 948 sq ft attic with staircase access, partial cellar & one car detached garage This single family residence truly offers an opportunity to embrace a lifestyle of comfort and enduring charm within a well-established setting.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Frankfort Middle SchoolGrades 6-81.8 mi
3/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Closet

Bedroom2

  • Level: Upper
  • Area: 192
  • Dimensions: 12x16

Bedroom3

  • Level: Upper
  • Area: 192
  • Dimensions: 12x16

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Features

  • Attic Stairway,Built-in Features,Entrance Foyer,Ceiling Fan(s),Hardwood Floors,High Speed Internet
  • Flooring: Hardwood
  • Attic: Permanent Stairs

Foyer

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,137
  • Total interior livable area: 2,137 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 256
  • Dimensions: 16x16

Living Room

  • Level: Main
  • Area: 294
  • Dimensions: 14x21

Master Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 16x15

Property

Details

  • Parcel number: 121015230013000021
  • Special condition: As Is,Needs Updating,Sales Disclosure Supplements
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered

Lot

  • Lot size: 8,276 sqft
  • Features: Not In Subdivision,Mature Trees

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$132$1,584
Property Taxes $172$2,064
Electricity $195$2,350
Total$1,606$19,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,062/yr
40% on housing$48,180/yr
45% on housing$42,826/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 46041$123
Clinton County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 46041$160
Clinton County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$225,500
2006-07-28Sold$78,000
1999-03-01Sold$77,000

For Sale by Agent

AgentStephanie Lee
BrokerageCarpenter, REALTORS®

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