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2406 White Ridge Ln, Washington, IN, 47501

4beds
3baths
3,100sqft
$394,900
$127price/sqft
$2,933/moest. monthly cost
$117,320/yrincome needed

About This Home

Spacious and beautifully maintained brick ranch, 4 bedroom 3 full bath property offers an open concept layout with cathedral ceilings, recessed lighting, and crown molding in several areas, creating a bright and welcoming atmosphere throughout. The kitchen is designed for both function and style, featuring an impressive 8+ foot island, prep sink area, epoxy-over-concrete countertops, double panty and GE Profile black stainless appliances (approximately 6 years old). The open layout flows seamlessly into the main living and dining areas, making it ideal for entertaining or everyday living. The primary bedroom ensuite showcases board and batten accent walls in both the bedroom and bath, adding warmth and character. All new windows in the family room bring in abundant natural light. Major updates include new HVAC, furnace (installing prior to closing), and hot water heater (2 weeks old) , providing peace of mind for the next owner. Additional highlights include a large entryway, convenient laundry located just off the heated 2-car attached garage, and generous outdoor space on almost an acre lot. This move-in-ready home, on one level,combines thoughtful updates, quality finishes, and a fantastic location with easy access to I-69.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
North Elementary SchoolGrades 5-61.4 mi
4/10
3/10
Washington High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Family Room

  • Level: Basement
  • Area: 450

Features

  • Breakfast Bar,Ceiling-9+,Cathedral Ceiling(s),Countertops-Concrete,Crown Molding,Entrance Foyer,Kitchen Island,Open Floorplan,Split Br Floor Plan,Wet Bar,Tub/Shower Combination,Main Level Bedroom Suite,Great Room
  • Flooring: Hardwood,Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 0
  • Finished area above ground: 3,100

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Kitchen

  • Level: Main
  • Area: 306

Living Room

  • Level: Main
  • Area: 580

Property

Details

  • Parcel number: 141025301007.000017

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 0.70 Acres
  • Features: Level,0-2.9999,City/Town/Suburb,Landscaped
  • Lot size dimensions: 143 X 214

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Heated Garage,Garage Utilities,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$327$3,924
Property Taxes $326$3,912
Electricity $284$3,410
Total$2,933$35,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,560/yr
40% on housing$87,990/yr
45% on housing$78,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 47501$110
Daviess County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 47501$127
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$409,900
2026-03-04Listed for sale$424,900
2019-02-22Sold$214,950
2019-02-22Pending sale$219,900
2019-02-22Listed for sale$219,900
2018-11-06Listing removed$219,900
2018-03-21Listed for sale$219,900
2017-12-18Listing removed$239,000
2017-09-19Price change$239,000
2017-08-14Listed for sale$249,900
2010-10-30Listing removed$229,000
2010-07-22Price change$229,000
2010-04-05Price change$239,900
2009-11-07Price change$258,500
2009-05-01Listed for sale$268,500

For Sale by Agent

AgentBarb Hays
BrokerageF.C. TUCKER EMGE

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