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2648 82nd St, Urbandale, IA, 50322

2beds
3baths
1,472sqft
$215,000
$146price/sqft
$1,596/moest. monthly cost
$63,840/yrincome needed

About This Home

Welcome home to refined comfort and unforgettable views in the heart of Cobblestone. From the moment you step inside, a dramatic 2-story gas fireplace anchors the soaring main-level living space, creating an impressive focal point for everyday living and entertaining alike. Sunlight pours through expansive windows, highlighting the open-concept design and seamlessly connecting the living, dining, and kitchen areas. The fully remodeled kitchen is both stylish and functional, featuring a generous island, eye-catching copper sink, stainless steel appliances, and a charming coffee bar perfect for busy mornings or relaxed evenings with friends. Designer lighting, updated flooring, and abundant storage elevate the space with modern elegance and convenience. Upstairs, the spacious primary suite offers a peaceful retreat complete with the rare luxury of in-unit laundry. A large guest bedroom and full bath provide comfortable accommodations, while the open loft overlooks the great room below, enhancing the home’s airy feel. Nearly every room captures serene pond views, bringing nature right to your doorstep. Step outside to the large deck—ideal for grilling, entertaining, or simply unwinding at sunset. Major exterior updates completed in 2025 include a new roof, siding, exterior lighting, and gar. door for added peace of mind. Enjoy access to community amenities, including a sparkling pool, and experience low-maintenance living at its finest. This is more than a home—it’s a lifestyle

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

2/10
6/10
Valley High SchoolGrades 10-122.4 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Two Story,Traditional
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dining Area,Cable TV
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Property

Details

  • Parcel number: 31200559772000
  • Zoning: Res

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 3,789 sqft
  • Features: Rectangular Lot,Pond on Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$118$1,416
Property Taxes $270$3,240
Electricity $121$1,452
Total$1,596$19,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,720/yr
40% on housing$47,880/yr
45% on housing$42,560/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 50322$169
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50322$199
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$228,500
2026-03-05Listed for sale$230,000
2025-09-20Listing removed$230,000
2025-05-20Price change$230,000
2025-04-21Listed for sale$236,000
2025-04-11Pending sale$236,000
2025-04-03Listed for sale$236,000
2023-06-22Sold$226,000
2023-04-03Pending sale$227,000
2023-03-27Listed for sale$227,000
2021-04-02Sold$215,000
2021-03-08Pending sale$215,000
2021-02-02Listing removed$215,000
2021-01-28Price change$215,000
2021-01-16Listed for sale$224,900
2020-04-07Sold$137,000
2020-01-06Pending sale$145,000
2019-12-27Price change$145,000
2019-12-06Pending sale$150,000
2019-09-19Price change$150,000
2019-08-19Price change$155,000
2019-07-29Price change$160,000
2019-07-06Listed for sale$165,000
2007-05-29Sold$161,500
2001-08-08Sold$137,000
1998-07-29Sold$126,500

For Sale by Agent

AgentDakotah Reed, Iowa Realty Ankeny, Rachelle Klocko, Iowa Realty Ankeny
BrokerageIowa Realty Ankeny

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