640 County Road 54, Garrett, IN, 46738
About This Home
Escape to the peace and quiet of country living with this charming 3-bedroom, 2-bathroom home situated on a beautiful 1-acre lot. Offering the perfect blend of comfort and functionality, this property features an oversized attached two-car garage with plenty of space for vehicles, storage, or a workshop. Outside, you'll find a spacious barn that opens the door to endless possibilities. Whether you've dreamed of creating your own hobby farm, raising a few animals, gardening, or simply enjoying extra space for your equipment and toys, this property is ready to bring your vision to life. Surrounded by the beauty of the countryside while still offering the convenience of home, this is the perfect opportunity to enjoy a quieter lifestyle with room to grow. Don't miss your chance to make this country retreat your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1904
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Electric Range
Basement
- Has basement: Yes
- Basement: Partial,Brick,Concrete
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,464
Heating & Cooling
- Heating features: Propane,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,004
- Total interior livable area: 1,464 sqft
Kitchen
- Level: Main
- Area: 176
Living Room
- Level: Main
- Area: 336
Property
Details
- Parcel number: 170908400001.000011
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 1.04 Acres
- Features: Level
- Lot size dimensions: 150x300
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $148 | $1,776 |
| Electricity | $184 | $2,212 |
| Total | $2,039 | $24,468 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $299,900 |
| 2026-07-12 | Listed for sale | $299,900 |
| 2020-09-30 | Sold | $190,000 |
| 2020-08-20 | Price change | $199,500 |
| 2020-08-18 | Listed for sale | $295,900 |
| 2018-05-29 | Sold | $85,500 |
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