See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1414 E 8th St, Muncie, IN, 47302

6beds
1baths
2,238sqft
$85,000
$38price/sqft
$807/moest. monthly cost
$32,280/yrincome needed

About This Home

Character-rich 1890 home offering 2,238 sqft, 6 bedrooms, 1 full bath, and a full basement on a large lot with room to expand, garden, or add outbuildings - lots of possibilities for the right buyer. Some updating has already been completed: LVP flooring runs through most of the main living areas, 1 year old Air conditioner and the bathroom has been updated. This home still needs significant work to reach its full potential, including siding replacement, and window and screen replacement throughout. Buyers should plan for a substantial renovation budget. With 6 bedrooms and a large lot, this property offers strong potential for a savvy renovation - whether you're looking to restore a piece of Muncie's history or maximize the space for future rental income. Priced to reflect the work needed - bring your contractor and your vision. Cash or renovation financing recommended.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
South View Elementary SchoolGrades PK-51.1 mi
2/10
Southside Middle SchoolGrades 6-81.4 mi
3/10
Muncie Central High SchoolGrades PK-121.6 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1890

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Exterior Entry,Unfinished

Bedroom2

  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom5

  • Level: Upper
  • Area: 99
  • Dimensions: 9x11

Bedroom6

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • High Speed Internet,Eat-in Kitchen
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,238
  • Total interior livable area: 2,238 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 181115439009000003
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.29 Acres
  • Features: Curbs,Not In Subdivision

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$124$1,488
Property Taxes $49$588
Electricity $205$2,461
Total$807$9,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$32,280/yr
35% on housing$27,668/yr
40% on housing$24,210/yr
45% on housing$21,520/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 47302$56
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47302$86
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$85,000
2015-01-09Sold$42,500

For Sale by Agent

AgentStacey Swartz
BrokerageThe Stewart Home Group
Phone317-476-5867
View on Zillow

Similar Homes