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319 W 10th St, Muncie, IN, 47302

2beds
1baths
869sqft
$75,000
$86price/sqft
$716/moest. monthly cost
$28,640/yrincome needed

About This Home

2-Bed, 1-Bath Home in Muncie! Tired of throwing your money away on rent? Here is your chance to become a homeowner Location: Conveniently located in Muncie, IN close to local amenities and transit. Equity: This home is a fixer-upper. Put your DIY skills to work, upgrade the home at your own pace, and watch your property value grow! Charming Exterior: Classic white siding with decorative shutters and a cozy, covered front porch perfect for relaxing on summer evenings. Spacious Kitchen Area: Features ample original wood cabinetry, a double sink, a gas range, a refrigerator, and a built-in breakfast bar peninsula ready to be updated into your dream culinary space. Character-Rich Living Spaces: Includes a main living area with classic wood paneling and secondary rooms equipped with ceiling fans, just waiting for fresh flooring and your choice of paint colors. Full Bathroom: Includes a practical layout featuring a wood vanity, medicine cabinet, and a full tub/shower combo with installed safety grab bars. Full Unfinished Basement: Offers excellent utility space housing the home's mechanical systems (furnace and water heater) while providing massive storage capacity for all your belongings and tools. Please Note: This property is being sold as-is, making it the perfect blank canvas to design your perfect home. Bring your toolbelt and unlock your future in Muncie!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
3/10
Muncie Central High SchoolGrades PK-121.5 mi
2/10
Southside Middle SchoolGrades 6-81.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 869

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 869 sqft

Property

Details

  • Parcel number: 181116485009.000003

Features

  • Patio & porch: Covered

Lot

  • Lot size: 4,791 sqft
  • Features: Other
  • Lot size dimensions: 400X1200

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$109$1,308
Property Taxes $44$528
Electricity $184$2,212
Total$716$8,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,548/yr
40% on housing$21,480/yr
45% on housing$19,093/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 47302$56
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47302$86
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Price change$72,500
2026-08-16Price change$790
2026-08-03Price change$75,000
2026-08-03Price change$810
2026-07-24Listed for sale$77,500
2026-07-21Price change$835
2026-07-14Listed for rent$850
2026-06-18Listing removed$885
2026-06-09Price change$885
2026-05-20Listed for rent$945

For Sale by Agent

AgentJoseph A Wootan
BrokerageList With Freedom.com LLC

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