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2104 S Biltmore Ave, Muncie, IN, 47302

2beds
1baths
984sqft
$107,500
$109price/sqft
$975/moest. monthly cost
$39,000/yrincome needed

About This Home

Updated and refreshed 2-bedroom home featuring an additional bedroom-sized room off the primary bedroom, offering flexible space for an office, nursery, sitting room, or hobby area. The home includes an updated kitchen with a brand new refrigerator with all stainless steel appliances. Spacious utility room, replacement windows, newer roof, seamless gutters, and a 2-car detached garage. Move-in ready with immediate possession available. Conveniently located near the Muncie Bypass.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
Grissom Elementary SchoolGrades PK-51.2 mi
2/10
Southside Middle SchoolGrades 6-81.3 mi
3/10
Muncie Central High SchoolGrades PK-122.6 mi

Construction

Condition

  • Year built: 1944

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Electric Range

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Hardwood,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 984

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 187

Property

Details

  • Parcel number: 181123231003.000003

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 4,791 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 41x116

Parking

  • Total spaces: 1.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $543$6,516
Home Insurance *$157$1,884
Property Taxes $91$1,092
Electricity $184$2,212
Total$975$11,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,428/yr
40% on housing$29,250/yr
45% on housing$26,000/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 47302$56
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47302$86
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$105,000
2026-07-28Price change$107,500
2026-06-11Listed for sale$109,900
2024-05-11Listing removed--
2024-04-16Listed for rent$825
2024-03-27Listing removed--
2024-03-16Listed for rent$825
2015-07-15Listing removed$21,999
2015-06-24Price change$21,999
2015-05-08Listed for sale$27,900

For Sale by Agent

AgentRyan Kramer
BrokerageRE/MAX Real Estate Groups

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