See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3318 E 14th St, Muncie, IN, 47302

1beds
1baths
853sqft
$75,000
$88price/sqft
$766/moest. monthly cost
$30,640/yrincome needed

About This Home

Charming and cozy 1-bedroom, 1-bath home located in the heart of Muncie! This inviting property offers the perfect blend of comfort and simplicity, making it ideal for first-time buyers, downsizers, or investors. Step inside to find a warm and welcoming living space filled with natural light, complemented by an efficient layout that maximizes every square foot. The kitchen provides ample cabinet space and functionality, while the bedroom offers a peaceful retreat at the end of the day. Outside, enjoy a manageable yard-perfect for relaxing, gardening, or entertaining without the upkeep of a larger property. Conveniently located near local shops, dining, and amenities, this home offers both comfort and accessibility at an affordable price. Don't miss your chance to own this cozy gem in Muncie!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
Grissom Elementary SchoolGrades PK-51.4 mi
2/10
Wilson Middle SchoolGrades 6-81.5 mi
3/10
Muncie Central High SchoolGrades PK-122.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dryer,Microwave,Washer

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 853
  • Total interior livable area: 853 sqft

Kitchen

  • Level: Main
  • Dimensions: 135

Living Room

  • Level: Main
  • Dimensions: 186

Master Bedroom

  • Level: Main
  • Dimensions: 107

Property

Details

  • Parcel number: 181124102027000003
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,969 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$109$1,308
Property Taxes $94$1,128
Electricity $184$2,212
Total$766$9,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,262/yr
40% on housing$22,980/yr
45% on housing$20,426/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 47302$56
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47302$86
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Listed for sale$80,000
2025-10-23Sold$128,500
2025-10-13Pending sale$69,900
2025-09-25Listed for sale$69,900
2024-01-26Sold$50,000
2024-01-16Pending sale$59,999
2023-12-12Listed for sale$59,999
2023-12-06Pending sale$59,999
2023-11-28Listed for sale$59,999
2023-10-17Listing removed--
2023-03-21Listed for sale$65,999
2023-03-13Pending sale$65,999
2022-11-28Price change$65,999
2022-10-22Listed for sale$71,000

For Sale by Agent

AgentPeyton Nichols
BrokerageRE/MAX Real Estate Solutions

Similar Homes