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1311 N Kimberly Ln, Muncie, IN, 47304

2beds
2baths
2,002sqft
$239,900
$120price/sqft
$1,623/moest. monthly cost
$64,920/yrincome needed

About This Home

Beautiful and elegant well maintained home nestled just west of Ball State University. This home is uniquely set up where the upstairs has its own separate entrance and could be converted into a studio apartment for income potential. The front of the home is charming with a white picket fence, planter boxes, and nice landscaping. Come inside to a blend of original charm and new updates combined. The living room has a fireplace with gas insert, nice trim, and crown molding. A spacious dining room with crown molding connects you to an updated kitchen with newer cabinets, counters, sink, appliances, lighting, and flooring. The second bedroom on the main floor now has a spiral staircase leading you upstairs. This original bedroom still has space for an office, den, or game room. Both original bedrooms on the main floor have cedar lined closets. Original hardwood floors remain throughout the main level living room, dining room, and bedrooms. The spiral staircase leads you to the upper level with a generous space for a bedroom or living area. The upper level has a full bath. Wiring and plumbing are available if someone wanted to add a kitchenette and convert this space into a studio apartment. A separate entrance with all new stairs and landing leads you outside from the upper level. The electrical panel and wiring has been updated along with plumbing. Basement has been sealed. This home is move in ready and waiting for its new owner.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
5/10
Northside Middle SchoolGrades 6-80.5 mi
3/10
Muncie Central High SchoolGrades PK-121.4 mi

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Washer,Dehumidifier,Dryer-Electric,Electric Oven,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Chute,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 143

Features

  • Ceiling Fan(s),Cedar Closet(s),Countertops-Solid Surf,Crown Molding,Tub/Shower Combination,Formal Dining Room
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log,Insert,Vented
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,002

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,530
  • Total interior livable area: 2,002 sqft

Kitchen

  • Level: Main
  • Area: 90

Living Room

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 181108205021.000003

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Picket

Lot

  • Lot size: 6,969 sqft
  • Features: Level,0-2.9999,City/Town/Suburb,Landscaped
  • Lot size dimensions: 50x143

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$162$1,944
Property Taxes $64$768
Electricity $184$2,212
Total$1,623$19,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,645/yr
40% on housing$48,690/yr
45% on housing$43,280/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 47304$102
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47304$127
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$239,900

For Sale by Agent

AgentSeth Stanley
BrokerageNextHome Elite Real Estate

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