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12440 W State Route 32, Yorktown, IN, 47396

3beds
3baths
2,694sqft
$699,000
$259price/sqft
$4,744/moest. monthly cost
$189,760/yrincome needed

About This Home

Welcome to this beautiful 1.5-story home situated on 7.76+ scenic acres in the highly sought-after Yorktown School District, conveniently located on SR 32. Inside, you'll find hardwood and laminate flooring throughout, stunning granite countertops, and all kitchen appliances included. This home offers 3 spacious bedrooms, 2.5 bathrooms, and a formal dining room that's perfect for hosting. Outside, a large two-story barn with dedicated workshop space provides endless possibilities for storage, hobbies, or projects. Enjoy a large veg. garden or raise animals. Close to I69 for shopping:

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
7/10
Yorktown Middle SchoolGrades 6-82.5 mi
8/10
Yorktown High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1957

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Main
  • Area: 315

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,694

Heating & Cooling

  • Heating features: Natural Gas,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,694
  • Total interior livable area: 2,694 sqft

Kitchen

  • Level: Main
  • Area: 240

Living Room

  • Level: Main
  • Area: 315

Property

Details

  • Parcel number: 181029100006.000014
  • Zoning: AB

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 7.76 Acres
  • Features: Pasture

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$435$5,220
Property Taxes $529$6,348
Electricity $246$2,963
Total$4,744$56,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,651/yr
40% on housing$142,320/yr
45% on housing$126,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 47396$135
Delaware County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 47396$140
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$599,000
2026-07-24Listed for sale$699,000

For Sale by Agent

AgentCindy Link
BrokerageRE/MAX Real Estate Groups

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