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3601 N New York Ave, Muncie, IN, 47304

2beds
2baths
1,656sqft
$140,000
$85price/sqft
$1,092/moest. monthly cost
$43,680/yrincome needed

About This Home

This charming 2-bedroom, 2-bath home offers spacious living with large closets throughout and a bright, comfortable layout. Enjoy a big private yard complete with a full privacy fence and a storage shed—perfect for outdoor living, hobbies, or extra storage. Conveniently located close to restaurants, shopping, and the college, this home blends comfort with unbeatable accessibility. A great fit for anyone looking for space, convenience, and privacy.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

7/10
5/10
Northside Middle SchoolGrades 6-80.9 mi
3/10
Muncie Central High SchoolGrades PK-121.6 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Electric Cooktop,Exhaust Fan,Oven-Built-In,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Level: Main
  • Area: 208

Features

  • Ceiling Fan(s),Laminate Counters
  • Flooring: Hardwood,Carpet,Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,656

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,656
  • Total interior livable area: 1,656 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 350

Property

Details

  • Parcel number: 180733354009.000003

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch Covered
  • Fencing: Full,Privacy

Lot

  • Lot size: 10,759 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 90x120

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$94$1,128
Property Taxes $107$1,284
Electricity $184$2,212
Total$1,092$13,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,440/yr
40% on housing$32,760/yr
45% on housing$29,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 47304$103
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47304$127
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$140,000
2020-09-17Listing removed$80,000
2020-08-11Pending sale$80,000
2020-08-06Listed for sale$80,000
2020-07-31Pending sale$80,000
2020-07-28Listed for sale$80,000

For Sale by Agent

AgentChristy Moore
BrokerageF.C. Tucker Muncie, REALTORS

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