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3045 Autumn Hill Trail, New Albany, IN, 47150

4beds
3baths
2,450sqft
$398,000
$162price/sqft
$2,690/moest. monthly cost
$107,600/yrincome needed

About This Home

A beautiful home nestled in a desirable neighborhood that offers comfort, style, and convenience. From the moment you arrive, you’ll appreciate the home’s inviting curb appeal and thoughtfully designed living spaces. Inside, you’ll find a bright, open layout that’s perfect for both everyday living and entertaining. The spacious living areas flow seamlessly into the kitchen and dining space, creating a warm and welcoming atmosphere for family and friends. The bedrooms provide comfortable retreats upstairs with the primary suite being on the first floor. Outside, enjoy a peaceful backyard that’s ideal for morning coffee, outdoor gatherings, or simply unwinding. Conveniently located just minutes from shopping, dining, parks, schools, and easy access to Louisville, this home combines the tranquility of a residential neighborhood with the convenience of nearby amenities. Whether you’re looking for your first home, room to grow, or a place to settle into for years to come, here is your wonderful opportunity to enjoy all that New Albany has to offer.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Grant Line SchoolGrades PK-41.9 mi
7/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Poured
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Oven,Range,Washer
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second
  • Dimensions: 11 x 13

Bedroom

  • Level: Second
  • Dimensions: 12 x 12.5

Bedroom

  • Level: Second
  • Dimensions: 9.5 x 21.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11 x 12.5

Features

  • Separate/Formal Dining Room,Jetted Tub,Main Level Primary,Utility Room
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,450

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,450 sqft

Living Room

  • Level: First
  • Dimensions: 14 x 18

Master Bedroom

  • Level: First
  • Dimensions: 14 x 15

Property

Details

  • Parcel number: 0052573026
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Porch
  • Has spa: Yes

Lot

  • Lot size: 0.48 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,012$24,144
Home Insurance *$246$2,952
Property Taxes $208$2,496
Electricity $224$2,695
Total$2,690$32,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,228/yr
40% on housing$80,700/yr
45% on housing$71,733/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 47150$106
Floyd County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 47150$152
Floyd County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$390,000
2026-07-21Listed for sale$398,000
2026-07-07Listing removed$385,000
2022-09-09Sold$385,000
2022-08-08Price change$385,000
2022-07-28Price change$389,900
2022-06-23Price change$399,900
2022-06-17Listed for sale$425,000

For Sale by Agent

AgentStephanie Baumgartle
BrokerageLopp Real Estate Brokers

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