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2605 Clearstream Ct, New Albany, IN, 47150

4beds
3baths
2,963sqft
$549,900
$186price/sqft
$3,810/moest. monthly cost
$152,400/yrincome needed

About This Home

Nestled on a quiet cul-de-sac in the highly sought-after Wooded Valley neighborhood, this beautifully updated 4-bedroom, 3-bath home offers the perfect combination of privacy, modern updates, and everyday convenience. Lovingly maintained by the same family since it was built in 1997, this move-in-ready home sits on a picturesque half-acre wooded lot just minutes from shopping, dining, schools, and easy access to Louisville. Inside, you’ll find a spacious, flexible floor plan designed to fit your lifestyle. The beautifully finished walkout basement is ideal for a private in-law suite, guest quarters, recreation room, or additional living space. Thoughtfully updated throughout, the home features a brand-new roof, gutters, driveway, brick mailbox, HVAC system, water heater, kitchen appliances, quartz countertops, updated hardware, and fresh paint throughout the main level. The primary suite has been refreshed with an updated en-suite bathroom, while the beautiful fireplace creates a warm and inviting focal point in the main living area. Hardwood floors, cathedral and tray ceilings, and a formal dining room add timeless character, while the spacious kitchen offers abundant cabinetry, updated finishes, and a bright eat-in dining area overlooking the peaceful backyard. Step outside to your own secluded retreat, complete with a large deck, patio, and mature wooded surroundings—perfect for providing privacy for entertaining, enjoying your morning coffee, or simply relaxing in nature. Combining nearly three decades of exceptional care with extensive modern updates, versatile living spaces, and an unbeatable location, this home offers a rare opportunity to own a truly special property. Schedule your showing today and experience everything this beautiful home has to offer.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Other,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,963 sqft

Property

Details

  • Parcel number: 220502800156000008

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Earthquake
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$340$4,080
Property Taxes $419$5,028
Electricity $271$3,259
Total$3,810$45,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,628/yr
40% on housing$114,300/yr
45% on housing$101,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 47150$105
Floyd County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 47150$152
Floyd County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$549,900
2017-07-02Listing removed$279,900
2017-05-18Price change$279,900
2017-04-23Price change$289,900
2017-01-17Price change$284,900
2016-11-16Price change$289,900
2016-07-03Price change$295,000
2015-11-13Price change$299,990
2015-10-13Price change$309,000
2015-06-20Listed for sale$315,000
2015-05-20Pending sale$315,000
2015-02-28Listed for sale$315,000
2015-01-24Listing removed$315,000
2014-09-25Listed for sale$315,000
2014-05-20Listing removed$325,000
2013-11-21Listed for sale$325,000

For Sale by Owner

AgentProperty Owner

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