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2419 Shelby Street, New Albany, IN, 47150

2beds
2baths
1,486sqft
$202,000
$136price/sqft
$1,485/moest. monthly cost
$59,400/yrincome needed

About This Home

Built in 1989 and set on a low-traffic Shelby Street lot with alley access, this 2-bedroom, 1.5-bath home delivers more living space than most New Albany alternatives in this price range. The layout is open and light-filled, with laminate flooring and crown molding running through the main level and a large picture window anchoring the living room. The kitchen flows easily into the living area, making the first floor feel connected rather than compartmentalized. A half-bath on the main level handles daily practicality, keeping guests and family out of the upstairs bath. Both bedrooms are genuinely large. Not "fits a queen and a dresser" large -- the kind of large where you have options for layout. Each sits upstairs with fresh carpet, ample closet space, and a full shared bath. Out back, the wood deck with sliding glass door access is the home's personality. It's private, fenced on the side, and fully functional for outdoor dining or a quiet evening. The detached 1-car garage sits at the rear of the lot with alley access and additional off-street parking alongside -- enough room to accommodate a second vehicle, a trailer, or both. Located minutes from downtown New Albany, the Ohio River Greenway, and quick interstate access to Louisville, this is a commuter-friendly address with genuine outdoor living built in.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
Hazelwood Middle SchoolGrades 5-80.5 mi
7/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet,Main Level

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,486

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,486
  • Total interior livable area: 1,486 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 220502900995000008
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 40 x 136

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,021$12,252
Home Insurance *$125$1,500
Property Taxes $155$1,860
Electricity $184$2,212
Total$1,485$17,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,914/yr
40% on housing$44,550/yr
45% on housing$39,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 47150$106
Floyd County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 47150$152
Floyd County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$199,900
2026-07-31Price change$202,000
2026-06-24Listed for sale$210,000
2020-03-13Sold$128,000
2020-01-26Price change$128,500
2019-12-04Price change$136,900
2019-11-23Price change$139,900
2019-11-07Price change$146,900
2019-10-27Price change$149,900
2019-10-21Listed for sale$156,000
2019-08-01Sold$86,000
2019-06-15Listed for sale$99,990
2017-02-27Sold$67,500
2016-03-18Listing removed$92,500
2016-02-24Listed for sale$92,500
2013-09-06Listing removed$88,000
2013-03-07Price change$88,000
2013-03-05Listed for sale$94,900
2012-02-18Listing removed$85,000
2011-12-16Price change$85,000
2011-09-28Price change$86,000
2011-06-21Price change$90,000
2011-05-24Price change$94,000
2011-02-24Price change$99,900
2010-11-26Listed for sale$114,900

For Sale by Agent

AgentStacie Thompson
Brokeragesimpler.realestate

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