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325 E 14th Street, New Albany, IN, 47150

4beds
3baths
1,720sqft
$249,000
$145price/sqft
$1,824/moest. monthly cost
$72,960/yrincome needed

About This Home

Situated on a quaint street in downtown New Albany, beautifully fully renovated in 2022, this 4-bedroom, 2.5 bath home truly has it all. A spacious open floor plan with 10-foot ceilings on both levels creates an airy, light-filled feel. The living room opens to the kitchen with clean white cabinetry, stainless steel appliances, and butcher block countertops. Walk through the formal dining room to the first-floor primary suite with ensuite full bath with beautiful, tiled floor and shower. A large half bath with laundry closet is located adjacent to the kitchen and main living area for convenience. The upper level offers 2 large bedrooms and a full bath, along with another room that could be used as a non-conforming 4th bedroom or office. The 2022 renovation included new windows, exterior siding, roof, flooring, lighting, drywall, paint, energy-efficient HVAC system, and water heater. Outside, enjoy what may be the best front porch on the street, perfect for summer evenings, along with a nice-sized backyard, off-street parking in the rear, and a newer carport. Just steps from coffee shops, dining, and entertainment, and minutes to Louisville, KY. Living room TV & pictured furniture conveys with the home at no additional cost. This one will not disappoint—schedule your private showing today!

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Block,Cellar
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes

Bedroom

  • Level: Second
  • Dimensions: 8 x 23

Bedroom

  • Level: Second
  • Dimensions: 10.11 x 11.3

Bedroom

  • Level: Second
  • Dimensions: 10.6 x 15.3

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11.8 x 15.3

Features

  • Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Main Level Primary,Open Floorplan
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,720

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,720
  • Total interior livable area: 1,720 sqft

Kitchen

  • Level: First
  • Dimensions: 11.5 x 15.3

Living Room

  • Level: First
  • Dimensions: 15.4 x 15.3

Master Bedroom

  • Level: First
  • Dimensions: 11.8 x 15.3

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 0087180021
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Porch,Patio

Lot

  • Lot size: 2,178 sqft
  • Features: Garden

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$154$1,848
Property Taxes $227$2,724
Electricity $184$2,212
Total$1,824$21,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,537/yr
40% on housing$54,720/yr
45% on housing$48,640/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 47150$106
Floyd County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 47150$152
Floyd County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$259,000
2026-02-27Price change$269,000
2026-02-09Listed for sale$279,000
2023-02-14Sold$264,000
2023-01-13Listed for sale$269,900
2023-01-11Listing removed--
2022-12-30Listed for sale$269,900
2022-06-14Listing removed--
2022-05-20Price change$89,999
2022-05-16Listed for sale$99,900

For Sale by Agent

AgentCasey Churchill
Brokeragesimpler.realestate

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