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1202 7th St, Covington, IN, 47932

4beds
2baths
3,810sqft
$350,000
$92price/sqft
$2,757/moest. monthly cost
$110,280/yrincome needed

About This Home

This attractive brick ranch offers standout curb appeal, generous space, and a prime location near Covington schools. Situated on a desirable corner lot, the property features an attached 1-car garage along with an impressive detached 3-car garage-perfect for vehicles, storage, or hobbies. Inside, you'll find updated vinyl plank flooring throughout and a thoughtfully designed layout. The heart of the home is the beautifully updated chef's kitchen, complete with quartz countertops, custom cabinetry, a stylish backsplash, and expansive prep space. Cooking enthusiasts will love the double oven, sleek stovetop, and modern range hood. A large peninsula and convenient bar seating make this space ideal for both everyday living and entertaining. The inviting living room features a cozy fireplace, creating a warm and welcoming focal point. The main level includes four bedrooms and one full bath, arranged in a split floor plan with three bedrooms on one side and a private primary retreat on the other. The full finished basement expands your living space with a large family room and second fireplace, a half bath, office and versatile bonus room is perfect for exercise, recreation room, or guest space. A kitchenette adds even more flexibility for entertaining or extended living arrangements. Outdoors, enjoy a welcoming front porch, a fenced backyard, and a deck ideal for grilling and gatherings. Move-in ready and full of desirable features, this home offers comfort, space, and versatility-perfect for modern living.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
7/10
Covington Middle SchoolGrades 6-80.2 mi
10/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1970

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Oven,Double Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Exercise Room

  • Level: Basement
  • Area: 224
  • Dimensions: 14x16

Features

  • Attic Access,Kitchen Island,Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 1,751

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,810
  • Total interior livable area: 3,810 sqft

Kitchen

  • Level: Main
  • Area: 285
  • Dimensions: 15x19

Master Bedroom

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Play Room

  • Level: Basement
  • Area: 255
  • Dimensions: 15x17

Property

Details

  • Parcel number: 230625346001000016
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Drought
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$393$4,716
Property Taxes $246$2,952
Electricity $349$4,191
Total$2,757$33,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,525/yr
40% on housing$82,710/yr
45% on housing$73,520/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 47932$133
Fountain County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 47932
Fountain County$68

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$392,000
2026-04-17Listed for sale$399,000
2026-04-17Listing removed--
2026-04-11Price change$388,000
2026-04-02Price change$393,000
2026-03-08Listed for sale$399,000
2022-01-14Sold$220,000
2021-12-22Pending sale$240,000
2021-11-04Price change$240,000
2021-09-21Listed for sale$250,000

For Sale by Agent

AgentLindsey Salts
BrokerageDream Home Realty Group, LLC

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