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945 Cliff St, Brookville, IN, 47012

3beds
2baths
1,876sqft
$325,000
$173price/sqft
$2,603/moest. monthly cost
$104,120/yrincome needed

About This Home

Fully remodeled New plumbing, wiring, batted wall insulation, blown ceiling insulation, appliances, tile, refinished hardwood, carpeted stairs, windows, doors, siding, roof, new HVAC unit. 2 story 1 car garage with electric

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
8/10
Brookville Middle SchoolGrades 6-80.8 mi
8/10
Franklin County HighGrades 9-120.9 mi

Construction

Condition

  • Year built: 1869

Materials

  • Foundation: Crawl/Raised
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(S),Wash-Dry Hook-up,Nine Foot Ceiling
  • Flooring: Tile,Hardwood,Laminate

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,876 sqft

Property

Details

  • Parcel number: 241020376003000004

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$261$3,132
Property Taxes $515$6,180
Electricity $184$2,212
Total$2,603$31,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,245/yr
40% on housing$78,090/yr
45% on housing$69,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 47012$85
Franklin County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 47012$153
Franklin County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$299,000
2026-05-22Listed for sale$325,000
2021-12-16Sold$72,000
2021-11-29Pending sale$80,000
2021-11-19Listed for sale$80,000
2018-01-23Listing removed$64,900
2017-11-04Price change$64,900
2017-10-26Price change$69,900
2017-10-18Price change$79,900
2017-05-11Listed for sale$89,900

For Sale by Owner

AgentProperty Owner

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