




785 W Main St, Bloomfield, IN, 47424
About This Home
Opportunity awaits with this spacious 5-bedroom, 4 full bath, 1 half-bath home situated on approximately 0.97 acres along State Road 54 at the edge of Bloomfield. Offering over 4,000 square feet of living space, this unique property provides room to grow, entertain, work, or create the layout that best fits your needs. Inside, you'll find generously sized rooms, multiple living areas, and a rare basement shower room that adds additional functionality. The home's size and layout offer endless possibilities for a large family, multigenerational living, hobby space, home office needs, or future updates tailored to your vision. Outside, the nearly one-acre lot provides a park-like setting with mature trees, established landscaping, and excellent visibility from Highway 54. The location offers convenient access to Bloomfield while maintaining a sense of privacy and space. The property is in need of repairs, updates, and general TLC and is priced accordingly at just $199,900, presenting an excellent opportunity for buyers looking to build equity through improvements. Whether you're searching for a large residence, an investment opportunity, or a property with potential for alternative uses, this home deserves a closer look. Currently utilized as a residential property. Buyers are encouraged to perform their own due diligence regarding zoning, permitted uses, and any potential future applications of the property. Being sold as-is.
Getting Around
Schools
Construction
Condition
- Year built: 1933
Materials
- Construction materials: Limestone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Unfinished
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 150
Features
- Flooring: Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,228
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 6,278
- Total interior livable area: 4,228 sqft
Kitchen
- Level: Main
- Area: 108
Living Room
- Level: Main
- Area: 550
Property
Details
- Parcel number: 280822443003.000025
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.97 Acres
- Features: Level,Rolling Slope,City/Town/Suburb
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $144 | $1,728 |
| Electricity | $387 | $4,650 |
| Total | $1,761 | $21,132 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-05 | Listed for sale | $199,900 |
