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406 Mount St, Greenfield, IN, 46140

2beds
1baths
1,000sqft
$235,000
$235price/sqft
$1,896/moest. monthly cost
$75,840/yrincome needed

About This Home

Better than new - just over 1,000 sq. ft. of living area with 2 bedrooms, sun room, living room, 1 bath and a 2 car attached garage. Numerous updates include new roof, new SS appliances, new floor coverings, and updated kitchen and bathroom. Much more but too numerous to mention. Corner lot and immediate possession.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Refrigerator,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • High Speed Internet

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13 x 10

Living Room

  • Level: Main
  • Area: 289
  • Dimensions: 17 x 17

Master Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Sun Room

  • Features: Other
  • Level: Main
  • Area: 150
  • Dimensions: 10 X 15

Property

Details

  • Parcel number: 301105107003002009
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 8,712 sqft
  • Features: City Lot,Not In Subdivision,Sidewalks,Storm Sewer,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$131$1,572
Property Taxes $393$4,716
Electricity $184$2,212
Total$1,896$22,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,005/yr
40% on housing$56,880/yr
45% on housing$50,560/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 46140$136
Hancock County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46140$149
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$235,000

For Sale by Agent

AgentMark Dudley
BrokerageRE/MAX Realty Group

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