See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

16 E North St, New Palestine, IN, 46163

3beds
1baths
1,972sqft
$239,900
$122price/sqft
$1,680/moest. monthly cost
$67,200/yrincome needed

About This Home

Welcome home to this charming and well-maintained 3-bedroom, 1-bath vinyl ranch with a one car garage nestled on a spacious 0.28-acre lot in the heart of New Palestine! Built in 1955, this home offers the perfect blend of classic character with 1,012 square feet on the main level plus a 960-square-foot partially finished basement offering incredible flexibility. Step inside to discover beautiful hardwood floors throughout the main level, creating a warm and inviting atmosphere. The spacious living area flows into the functional kitchen, and all appliances-including the refrigerator, dishwasher, electric range/oven, washer, dryer, and water softener-are included, making this home truly move-in ready. The partially finished basement significantly expands the living space and is currently arranged with an office, playroom, TV/family room, partial kitchen, laundry room, and a working shower. Already plumbed for a full bathroom, this versatile lower level offers excellent potential to create an in-law suite, guest quarters, or separate living area with the addition of a finished bath. Recent updates provide peace of mind, including a new roof (2025), new sump pump (2024), and furnace (2019). Outside you appreciate generous backyard, fully landscaped and the beauty and privacy provided by 10 trees planted in 2020. Located just a short walk from New Palestine's charming downtown, you'll enjoy easy access to community festivals, local restaurants, and seasonal events. Whether you're searching for your first home, looking to downsize, or wanting additional living space with future possibilities, this property offers exceptional value in a highly desirable location. Schedule your showing today!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10
New Palestine High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Refrigerator,Washer,Gas Water Heater,Water Heater,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished Ceiling,Partially Finished,Roughed In

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Features

  • Hardwood Floors
  • Flooring: Hardwood
  • Finished area below ground: 720

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,972
  • Total interior livable area: 1,972 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Master Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 301029201010000013
  • Special condition: None,Sales Disclosure On File
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Gutter Guards

Lot

  • Lot size: 0.29 Acres
  • Features: Sidewalks,Mature Trees,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$121$1,452
Property Taxes $162$1,944
Electricity $184$2,212
Total$1,680$20,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,600/yr
40% on housing$50,400/yr
45% on housing$44,800/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 46163$147
Hancock County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46163$151
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$239,900
2026-07-18Listed for sale$239,900
2013-01-28Sold$99,000

For Sale by Agent

AgentSusan Selke
BrokerageCrossroads Real Estate Group LLC

Similar Homes