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28 S Sugar Creek Dr, New Palestine, IN, 46163

3beds
2baths
1,331sqft
$275,000
$207price/sqft
$1,879/moest. monthly cost
$75,160/yrincome needed

About This Home

Luxury in the country! This 3-bed, 1.5-bath bungalow has been completely renovated and updated. Kitchen-NEW. Primary bath-NEW. HVAC-NEW. Roof-NEW. Windows-NEW. Exterior paint and siding-NEW. Electrical - NEW. Water Heater-NEW. Versatility is key as you step into the additional bonus room and In-Laws quarters with their own zoned heating and cooling. The huge new garage is a handyman's dream with built-in storage, heating and cooling, and an attic renovation to conveniently store all your off-season toys. The fully fenced backyard includes a new covered patio and covered private jacuzzi spa. The addition of a heated/cooled and fully powered 'she-shed' allows for even more versatile living space!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10
New Palestine High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Microwave,Electric Oven,Refrigerator,Water Heater

Bedroom2

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Bedroom3

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • In-Law Floorplan,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 1,331
  • Total interior livable area: 1,331 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Master Bedroom

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 301029402009000013
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Storage
  • Has spa: Yes
  • Spa features: Above Ground,Heated,Private
  • Fencing: Fenced,Fence Complete,Full
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.27 Acres
  • Features: Access,Corner Lot,Not In Subdivision

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$138$1,656
Property Taxes $167$2,004
Electricity $184$2,212
Total$1,879$22,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,422/yr
40% on housing$56,370/yr
45% on housing$50,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 46163$146
Hancock County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46163$151
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$275,000
2026-08-03Price change$275,000
2026-07-23Listed for sale$295,000
2010-10-13Sold$0
2010-09-05Listed for sale$90,000
2010-08-03Listing removed$89,900
2010-07-14Listed for sale$89,900

For Sale by Agent

AgentJennifer Dunham
BrokerageBerkshire Hathaway Home

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