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3820 W Us Highway 40, Greenfield, IN, 46140

3beds
2baths
1,344sqft
$229,900
$171price/sqft
$1,718/moest. monthly cost
$68,720/yrincome needed

About This Home

Welcome to this well maintained 3-bedroom, 2-bath home nestled on 2.15 acres in a prime location! Enjoy the perfect blend of country space and everyday convenience with room to roam and top-rated schools nearby. The property features a detached 2-car garage, offering plenty of storage or hobby space. Inside, you'll find comfortable living areas filled with natural light, a functional kitchen, and spacious bedrooms. Whether you're relaxing outdoors or entertaining friends and family, this property offers endless potential and a peaceful setting that's hard to beat. Perfect for those looking for privacy, location, and value-schedule your showing today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
7/10
10/10
New Palestine High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Residential,Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Electric Oven,Range Hood,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 117
  • Dimensions: 13x09

Bedroom3

  • Level: Main
  • Area: 70
  • Dimensions: 10x07

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 80
  • Dimensions: 10x08

Features

  • High Speed Internet,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Laundry

  • Level: Main
  • Area: 30
  • Dimensions: 10x03

Living Room

  • Level: Main
  • Area: 374
  • Dimensions: 22x17

Master Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Property

Details

  • Parcel number: 301004200007000012
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 2.15 Acres
  • Features: Not In Subdivision,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$128$1,536
Property Taxes $244$2,928
Electricity $184$2,212
Total$1,718$20,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,902/yr
40% on housing$51,540/yr
45% on housing$45,813/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 46140$137
Hancock County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46140$149
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$239,900
2025-12-12Listed for sale$249,900
2025-11-25Pending sale$249,900
2025-10-26Listed for sale$249,900

For Sale by Agent

AgentRhonda Krebs
BrokerageCENTURY 21 Scheetz

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