See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

321 E Monroe St, Fortville, IN, 46040

2beds
1baths
700sqft
$153,900
$220price/sqft
$1,296/moest. monthly cost
$51,840/yrincome needed

About This Home

Fortville charmer with strong appeal for both homeowners and investors. This well-maintained 2-bedroom, 1-bath home features updated flooring and an updated bathroom. The functional layout with large living space and open kitchen is complemented by a spacious bathroom and convenient laundry nook, maximizing everyday usability without wasted space. Thoughtful updates and low-maintenance features make this property easy to own, while its desirable Fortville location supports long-term value and rental demand. Ideal as a primary residence, downsizing option, or investment property! Check it out!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
6/10
Mt Vernon Middle SchoolGrades 6-82.6 mi
8/10
Mt Vernon High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Laundry Closet

Bedroom2

  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Attic Access,Eat-in Kitchen
  • Attic: Access Only

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 700
  • Total interior livable area: 700 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Master Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Property

Details

  • Parcel number: 300209101076000017
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 5,227 sqft
  • Features: Sidewalks,Storm Sewer,Street Lights

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $778$9,336
Home Insurance *$63$756
Property Taxes $271$3,252
Electricity $184$2,212
Total$1,296$15,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,434/yr
40% on housing$38,880/yr
45% on housing$34,560/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 46040$163
Hancock County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 46040$155
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$158,400
2026-04-22Price change$158,900
2026-04-02Price change$169,500
2026-03-12Price change$182,000
2026-02-05Price change$184,000
2026-01-09Listed for sale$189,000
2024-01-11Listing removed--
2023-12-14Listed for rent$1,100
2022-12-04Listing removed--
2022-11-28Listed for rent$1,050
2021-10-28Listing removed--
2021-10-24Price change$950
2021-10-10Listed for rent$900
2021-03-24Listing removed--
2019-09-24Listing removed$850
2019-09-10Listed for rent$850
2019-07-09Sold$60,000
2019-05-30Pending sale$69,900
2019-05-25Price change$69,900
2018-12-07Price change$79,900
2018-10-31Listed for sale$89,000
2011-05-02Listing removed$49,900
2010-10-30Listed for sale$49,900
2005-05-18Sold$24,000

For Sale by Agent

AgentTia Vote
BrokerageeXp Realty, LLC

Similar Homes