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419 S Oak St, Fortville, IN, 46040

2beds
2baths
1,288sqft
$245,000
$190price/sqft
$1,735/moest. monthly cost
$69,400/yrincome needed

About This Home

This charming 2-bedroom, 1.5-bath home perfectly blends comfort and convenience. The bright, open-concept kitchen and spacious living areas feature excellent sightlines, making entertaining a breeze. Enjoy total peace of mind with extensive high-ticket upgrades:New Roof, Siding, Gutters & Downspouts (2021)New HVAC & Furnace (2021)Brand New Flooring Throughout (2024)Brand New Sewer Line (2024) New electrical panel (2025). Unwind on two large, covered porches or host friends in the massive backyard, complete with a cozy firepit, storage shed, and partial privacy fence. Located in the highly sought-after Mt. Vernon School District. Best of all, you are just a short walk from downtown Fortville's popular parks, shopping, dining, and entertainment!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
6/10
Mt Vernon Middle SchoolGrades 6-82.1 mi
8/10
Mt Vernon High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Block,Brick/Mortar
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,MicroHood,Gas Oven,Refrigerator,Water Heater

Bedroom2

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Dining Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Features

  • Attic Access,Ceiling Fan(s),High Speed Internet
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,288 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Master Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Property

Details

  • Parcel number: 300209407007001017
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Fenced,Partial

Lot

  • Lot size: 6,534 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$101$1,212
Property Taxes $212$2,544
Electricity $184$2,212
Total$1,735$20,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,485/yr
40% on housing$52,050/yr
45% on housing$46,266/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 46040$162
Hancock County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46040$155
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$245,000
2026-07-20Price change$245,000
2026-06-26Listed for sale$249,900
2025-05-29Sold$239,900
2025-04-30Pending sale$239,900
2025-04-14Listed for sale$239,900
2024-06-25Sold$220,000
2024-05-06Pending sale$220,000
2024-05-03Listed for sale$220,000
2021-06-25Sold$150,000
2021-06-04Pending sale$150,000
2021-06-04Listed for sale$150,000
2011-03-29Listing removed$81,000
2010-11-29Listed for sale$81,000
2010-09-18Listing removed$81,000
2010-09-17Listed for sale$81,000

For Sale by Agent

AgentHolly Pepmeier
BrokerageF.C. Tucker Company

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