132 Pennsylvania St, Shirley, IN, 47384
About This Home
SELLER FINANCING AVAILABLE! Discover the potential of this unique property in Shirley, Indiana. Set on a spacious 0.39-acre lot, this home offers a large yard, perfect for outdoor activities or creating your own oasis. Built in 1926, this charming home is sold **as-is** and requires repairs, making it an excellent opportunity for investors or those seeking a renovation project. Featuring 2 bedrooms, 1 bathroom, and a detached garage for additional storage, this property provides a solid foundation to bring your vision to life. Located in a peaceful neighborhood with convenient access to amenities and major routes, this is your chance to turn possibility into reality. Contact Brian Ingle at 765-960 0533.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1926
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding,Stick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Basement: None
Bathroom1
- Level: First
- Area: 43.2
Bedroom1
- Level: First
- Area: 117
Bedroom2
- Level: Second
- Area: 270
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Heating features: Natural Gas
Interior Area
- Total structure area: 1,064
- Total interior livable area: 1,064 sqft
Kitchen
- Level: First
- Area: 150
Living Room
- Level: First
- Area: 150
Property
Details
- Parcel number: 300426401039004004
Features
- Levels: One and One Half
- Fencing: Chain Link
Lot
- Lot size: 0.39 Acres
- Lot size dimensions: 120 x 140
Parking
- Total spaces: 1
- Parking features: Detached,1
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Drought
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $450 | $5,400 |
| Home Insurance * | $37 | $444 |
| Property Taxes | $60 | $720 |
| Electricity | $184 | $2,212 |
| Total | $731 | $8,772 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $88,999 |
| 2026-01-01 | Listing removed | $88,999 |
| 2025-11-18 | Price change | $88,999 |
| 2025-03-29 | Listed for sale | $89,000 |
| 2014-12-29 | Sold | $44,900 |
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