4432 98th St, Urbandale, IA, 50322
About This Home
Spacious split-level home in a highly desirable Urbandale location! This well-maintained property features 3 comfortable bedrooms and a rare 3-car attached garage, offering plenty of space for vehicles, storage, or hobbies. The home includes a bright eat-in kitchen, a formal living room perfect for entertaining, and a cozy family room for everyday living. A beautiful sunroom addition provides the perfect spot to relax and enjoy views of the park-like backyard. The yard offers a serene, private setting with mature landscaping. Conveniently located close to shopping, dining, parks, and schools -this home truly has it all! All information obtained from seller and public records.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Split Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Stove,Washer
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Wet Bar,Dining Area,Cable TV,Window Treatments
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Fireplace Screen
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,956
- Total interior livable area: 1,956 sqft
Property
Details
- Parcel number: 31201024581000
- Zoning: R-1S
Features
- Levels: Multi/Split
- Patio & porch: Deck
- Exterior features: Deck
Lot
- Lot size: 10,105 sqft
- Features: Rectangular Lot
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Three Car Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Heat Wave
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $435 | $5,220 |
| Electricity | $145 | $1,750 |
| Total | $2,514 | $30,168 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $354,900 |
View on Zillow