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4094 S County Road 200 E, Clayton, IN, 46118

2beds
3baths
2,062sqft
$460,000
$223price/sqft
$3,008/moest. monthly cost
$120,320/yrincome needed

About This Home

Welcome to your private retreat in Clayton, Indiana! Sitting on nearly 5 acres, this spacious 2,000 square-foot custom home offers the perfect blend of comfort, functionality, and outdoor recreation. Inside, you'll find two generously sized en-suite bedrooms, providing privacy and convenience for family members or guests. The spacious primary suite features his-and-hers walk-in closets and a relaxing garden tub, creating a true owner's retreat. The home's large kitchen offers abundant workspace and cabinetry, making it ideal for entertaining or everyday living. Enjoy year-round natural light in the inviting front sunroom, overlooking the pond. The dedicated office offers a nice flex space with a pass-through window to the dining room. The cozy living room is anchored by a beautiful wood-burning fireplace, creating the perfect gathering place during cooler months. Step outside to a large covered rear patio, ideal for relaxing, grilling, or taking in the peaceful country views. The property also features two stocked ponds filled with bass and crappie, offering outstanding fishing just steps from your back door. For hobbies, storage, or livestock, you'll appreciate two detached outbuildings, including a 23' x 30' wood barn and a 20' x 30' metal barn. Additional highlights include: professionally engineered and installed above-ground storm shelter, whole-house water filtration system, and air conditioning replaced in 2018. Nearly 5 acres of usable land with room to explore, garden, or simply enjoy the outdoors. Located minutes away from US 40 makes for an easy commute. If you've been searching for a property that combines peaceful country living with recreational opportunities, this Clayton property is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
8/10
Cascade Middle SchoolGrades 6-84.5 mi
10/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Oven,Refrigerator

Bedroom2

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Hardwood Floors
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,062
  • Total interior livable area: 2,062 sqft

Kitchen

  • Level: Main
  • Area: 360
  • Dimensions: 20x18

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Office

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Property

Details

  • Parcel number: 321135228003000013
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4.83 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Winter Weather
Drought
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$239$2,868
Property Taxes $254$3,048
Electricity $189$2,268
Total$3,008$36,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,131/yr
40% on housing$90,240/yr
45% on housing$80,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 46118$144
Hendricks County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 46118$198
Hendricks County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$450,000
2026-07-18Listed for sale$460,000

For Sale by Agent

AgentJesse Tucker
BrokerageRed Umbrella Real Estate LLC

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