705 E Us Highway 40, Clayton, IN, 46118
About This Home
Bring your vision and unlock the potential in this 3-bedroom, 2-full-bath home situated on just under a half-acre in the Mill Creek School district! Featuring solid bones and an open-concept layout, the kitchen flows seamlessly into the dining, living, and family rooms, where a cozy fireplace creates the perfect gathering space. You'll also enjoy a one-car attached garage with an additional storage bump-out, plus a large storage shed offering abundant space for storage, hobbies, or equipment. Conveniently located just off US 40 with quick access to I-70, Plainfield, Indianapolis, and surrounding communities, this home offers an ideal blend of accessibility and opportunity. This is a fantastic opportunity for investors or buyers looking to build instant equity. With a little TLC and your personal touch, this home has the potential to truly shine at an exceptional value!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1980
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,MicroHood,Electric Oven
Bedroom2
- Level: Main
- Area: 100.8
- Dimensions: 10.5x9.6
Bedroom3
- Level: Main
- Area: 85.44
- Dimensions: 8.9x9.6
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 106.48
- Dimensions: 8.8x12.10
Family Room
- Level: Main
- Area: 187.62
- Dimensions: 11.8x15.9
Features
- Ceiling Fan(s),High Speed Internet,Eat-in Kitchen
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,152
- Total interior livable area: 1,152 sqft
Kitchen
- Level: Main
- Area: 134.31
- Dimensions: 11.10x12.10
Laundry
- Features: Tile-Ceramic
- Level: Main
- Area: 33
- Dimensions: 5.5x6
Living Room
- Level: Main
- Area: 179.31
- Dimensions: 13.9x12.9
Master Bedroom
- Level: Main
- Area: 125.44
- Dimensions: 9.8x12.8
Property
Details
- Parcel number: 321410200004000013
- Attached to another structure: Yes
- Special condition: As Is,Estate,Sales Disclosure Not Required
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
Lot
- Lot size: 0.40 Acres
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Tornado
- Winter Weather
- Drought
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $920 | $11,040 |
| Home Insurance * | $94 | $1,128 |
| Property Taxes | $82 | $984 |
| Electricity | $184 | $2,212 |
| Total | $1,280 | $15,360 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Pending sale | $182,000 |
| 2026-07-14 | Listed for sale | $182,000 |
| 2026-07-06 | Pending sale | $182,000 |
| 2026-07-03 | Listed for sale | $182,000 |
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