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135 S Jefferson St, Knightstown, IN, 46148

4beds
2baths
2,386sqft
$199,900
$84price/sqft
$1,719/moest. monthly cost
$68,760/yrincome needed

About This Home

There is room for everyone in this beautifully updated 4-bedroom home offering almost 2000 square feet of comfortable living space! Fresh paint, new flooring, new windows and doors, a new refrigerator and range, and a beautifully renovated bathroom mean much of the work has already been done, allowing you to move in and start enjoying your new home. Large rooms throughout provide plenty of space for everyday living and entertaining. The flexible floor plan includes a spacious living room, formal dining room, main-level laundry, and the convenience of a main-floor bedroom, while three additional bedrooms upstairs provide room for family, guests, or a home office. Original hardwood floors in portions of the home add warmth and character, and the basement provides additional storage space. Enjoy your morning coffee on the covered front porch or spend evenings relaxing in the fully fenced backyard. The mini barn offers excellent storage for lawn equipment, bicycles, tools, or hobbies, making the outdoor space just as functional as the interior. Located in the heart of Knightstown, you'll enjoy the charm of small-town living with schools, parks, local shops, and restaurants just minutes away. If you've been looking for a move-in-ready home with generous living space, thoughtful updates, and plenty of room to grow, this one deserves a spot at the top of your list.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
Knightstown High SchoolGrades 9-120.9 mi
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes

Bedroom2

  • Level: Upper
  • Area: 165
  • Dimensions: 15 x 11

Bedroom3

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Features

  • Ceiling Fan(s)
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,386
  • Total interior livable area: 2,386 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15 x 12

Laundry

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Master Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 15 x 12

Property

Details

  • Parcel number: 331633422447000030
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Fencing: Fenced,Full

Lot

  • Lot size: 6,534 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$160$1,920
Property Taxes $331$3,972
Electricity $218$2,624
Total$1,719$20,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,937/yr
40% on housing$51,570/yr
45% on housing$45,840/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 46148$102
Henry County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 46148$97
Henry County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$199,900
2026-07-29Listed for sale$199,900
2026-06-24Listing removed$209,900
2026-06-12Price change$209,900
2026-05-26Listed for sale$214,900
2025-11-12Sold$100,000
2025-10-27Pending sale$110,000
2025-10-20Listed for sale$110,000

For Sale by Agent

AgentCharlene Gaard
BrokerageNo Limit Real Estate, LLC

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