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1328 S 20th St, New Castle, IN, 47362

2beds
1baths
936sqft
$128,400
$137price/sqft
$1,047/moest. monthly cost
$41,880/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home offers 936 square feet of comfortable living space. Situated on a corner lot on the south side of New Castle, this one-story home features updated vinyl flooring throughout the main living areas and cozy carpeting in both bedrooms. The kitchen comes complete with appliances and a center island that provides additional storage and workspace. The updated bathroom includes a new vanity, mirror cabinet and modern fixtures. Vinyl replacement windows fill the home with natural light, creating a bright and inviting atmosphere. The spacious laundry room includes a washer and dryer and offers the flexibility to serve as a home office, hobby room, or playroom. Step outside to enjoy the fully fenced backyard that could be perfect for pets, entertaining, or relaxing. The included storage shed is perfect for your lawn equipment and seasonal items. Move in ready and available for immediate possession at closing.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Electric Oven,Refrigerator,Washer,Water Heater,Other
  • Laundry features: In Unit

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Attic Access,High Speed Internet
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Living Room

  • Level: Main
  • Area: 300
  • Dimensions: 25x12

Master Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Property

Details

  • Parcel number: 331214340154000016
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced,Chain Link,Partial

Lot

  • Lot size: 5,227 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $649$7,788
Home Insurance *$129$1,548
Property Taxes $85$1,020
Electricity $184$2,212
Total$1,047$12,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,897/yr
40% on housing$31,410/yr
45% on housing$27,920/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 47362$72
Henry County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 47362$103
Henry County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$128,400
2026-07-15Listed for sale$129,900
2025-07-24Sold$126,000
2025-06-02Pending sale$134,900
2025-05-27Price change$134,900
2025-05-14Listed for sale$140,000

For Sale by Agent

AgentJon Kindred
BrokerageReal Broker, LLC

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