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1324 J Ave, New Castle, IN, 47362

2beds
1baths
1,320sqft
$85,499
$65price/sqft
$840/moest. monthly cost
$33,600/yrincome needed

About This Home

SELLER FINANCING AVAILABLE! Welcome to your new home or investment opportunity! This home boasts a great location and ample-sized rooms, making it a perfect investment opportunity or a wonderful place to call your own. The property features a one-car attached garage and a spacious work area in the basement, ideal for projects and storage. Enjoy the outdoors with a covered front porch and a fenced-in yard, perfect for pets and outdoor activities. The yard also offers plenty of space for cookouts and gatherings. Don't miss out on this incredible opportunity to own a home with so much potential. Contact Brian Ingle with FC Tucker Richmond at 765-960-0533 today to schedule a viewing and make this house your new home.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
Parker Elementary SchoolGrades PK-50.1 mi
5/10
New Castle Middle SchoolGrades 6-80.6 mi
5/10
New Castle High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Stick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Level: First
  • Area: 69.16

Bedroom1

  • Level: First
  • Area: 164.822

Bedroom2

  • Level: First
  • Area: 169.6856

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 142.344

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Kitchen

  • Level: First
  • Area: 172.9357

Living Room

  • Level: First
  • Area: 172.02

Property

Details

  • Parcel number: 331222220149.000016
  • Zoning: RES

Features

  • Levels: One
  • Patio & porch: Covered,Porch
  • Fencing: Chain Link

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 50 x 132

Parking

  • Total spaces: 1
  • Parking features: Attached,1
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $432$5,184
Home Insurance *$86$1,032
Property Taxes $138$1,656
Electricity $184$2,212
Total$840$10,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,800/yr
40% on housing$25,200/yr
45% on housing$22,400/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 47362$73
Henry County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 47362$103
Henry County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$82,499
2026-05-04Listed for sale$85,499
2026-03-06Listing removed$85,499
2026-02-26Listed for sale$85,499
2026-01-07Listing removed$85,499
2025-11-18Price change$85,499
2025-04-02Price change$85,500
2025-03-04Listed for sale$90,000
2025-02-22Listing removed$90,000
2024-11-20Listed for sale$90,000
2024-11-19Listing removed$79,900
2024-04-01Listed for sale$79,900
2023-12-22Sold$31,125
2012-09-14Sold$55,000
2011-10-16Sold$17,000
2011-07-15Listed for sale$17,000
2011-06-28Sold$81,180
2002-12-23Sold$67,000

For Sale by Agent

AgentBrian Ingle
BrokerageFC Tucker Richmond

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