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1012 Chippewa Ln, Kokomo, IN, 46902

5beds
2baths
2,136sqft
$249,900
$117price/sqft
$2,033/moest. monthly cost
$81,320/yrincome needed

About This Home

Practically brand new from top to bottom! This beautifully renovated 5-bedroom, 2-bath home offers over 2,100 square feet of stylish, move-in-ready living space with room for everyone. The main level features a bright, open living room, three spacious bedrooms, a stunning new kitchen with white cabinetry, updated countertops, new flooring, fresh paint, modern fixtures, and a beautifully remodeled full bath. Upstairs offers incredible flexibility with two additional bedrooms, a second fully updated kitchen, a remodeled full bath, and a spacious family room—perfect for multi-generational living, guests, or a private retreat. Outside, you’ll find a large 2-car garage with an attached workshop, providing plenty of space for hobbies, storage, or projects. Major improvements include two new HVAC systems, a new metal roof, and a new asphalt driveway, giving you peace of mind for years to come. With its modern updates, versatile layout, and exceptional value, this home is truly one you won’t want to miss!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Taylor Primary SchoolGrades PK-40.2 mi
4/10
Taylor Middle SchoolGrades 5-83.3 mi
3/10
Taylor High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Gas Water Heater
  • Laundry features: Main Level,Washer Hookup

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Family Room

  • Level: Upper
  • Area: 368

Features

  • Ceiling-9+,Laminate Counters,Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,136

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,136
  • Total interior livable area: 2,136 sqft

Kitchen

  • Level: Main
  • Area: 204

Living Room

  • Level: Main
  • Area: 182

Property

Details

  • Parcel number: 341019177012.000015

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,927 sqft
  • Features: Corner Lot,Level,City/Town/Suburb
  • Lot size dimensions: 79 x 86

Parking

  • Total spaces: 2
  • Parking features: Attached,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$182$2,184
Property Taxes $393$4,716
Electricity $195$2,349
Total$2,033$24,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,702/yr
40% on housing$60,990/yr
45% on housing$54,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 46902$104
Howard County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 46902$125
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$249,900
2025-11-25Sold$100,000
2025-11-12Pending sale$114,900
2025-10-22Price change$114,900
2025-10-06Price change$119,900
2025-09-17Price change$129,900
2025-09-12Price change$134,900
2025-09-02Price change$139,900
2025-08-21Listed for sale$149,900

For Sale by Agent

AgentGina Key
BrokerageThe Hardie Group

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