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846 Springwater Rd, Kokomo, IN, 46902

4beds
3baths
2,064sqft
$259,900
$126price/sqft
$1,904/moest. monthly cost
$76,160/yrincome needed

About This Home

Charming, Spacious Two-Story Residence located in a Vibrant Subdivision, Offering a Seamless Blend of Indoor and Outdoor Living. The Upper Level Hosts 4 Generously Sized Bedrooms, providing Ample Private Space for Family and Guests. 2 Bathrooms Upstairs and a Convenient Half Bath Down. Downstairs features an Open-Concept Design, where the Dining Area flows directly into the Family Room, Perfect for Entertaining and Daily Life. The Property Boasts a fenced, expansive Backyard, Creating a Secure and Private Retreat for Recreation and Relaxation. The Roof, Refrigerator, Carpet, TV- Brand New 2025... Hot Water Heater - new in 2024... Furnace and A/C - new in 2023.... Freshly Painted!!!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Taylor Primary SchoolGrades PK-40.4 mi
4/10
Taylor Middle SchoolGrades 5-83.0 mi
3/10
Taylor High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Range

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108

Features

  • 1st Bdrm En Suite
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,064

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Kitchen

  • Level: Main
  • Area: 192

Living Room

  • Level: Main
  • Area: 330

Property

Details

  • Parcel number: 341019205022.000015

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Privacy,Wood

Lot

  • Lot size: 7,405 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 74X100

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$189$2,268
Property Taxes $212$2,544
Electricity $189$2,270
Total$1,904$22,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,280/yr
40% on housing$57,120/yr
45% on housing$50,773/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 46902$104
Howard County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 46902$125
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$269,900
2026-03-15Price change$284,900
2026-03-02Price change$289,900
2025-11-04Price change$299,900
2025-11-01Price change$309,900
2025-10-20Price change$314,900
2025-10-13Listed for sale$324,900
2016-07-29Sold$126,000
2016-06-08Listed for sale$129,900
2015-11-13Sold$119,900
2015-09-09Listed for sale$119,900
2008-02-29Sold$95,000

For Sale by Agent

AgentShelly Dyer
BrokerageDyer Homes, LLC

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