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4491 E 0 Ns, Kokomo, IN, 46902

5beds
2baths
3,648sqft
$399,000
$109price/sqft
$2,887/moest. monthly cost
$115,480/yrincome needed

About This Home

This distinguished single-family farm-style residence renovated in 2022 presents itself as an attractive property maintained in great condition. Its rural setting offers an exceptional living experience. The heart of daily activity finds its expression within the kitchen, where shaker cabinets provide a refined aesthetic and practical storage. A thoughtfully integrated backsplash complements the design, creating an inviting space for culinary endeavors. The well-appointed bathrooms feature a walk in shower, offering a refreshing and convenient experience. With five bedrooms, the home provides generous accommodations across its two stories. 2 a/c, 2 furnaces, to control the heating/cooling of upstairs and downstairs separately. A whole home water filtration system improvement. A dedicated porch invites tranquil moments bathed in natural light, while a practical laundry room ensures household efficiency. An inviting deck extends the living environment outdoors, perfect for relaxation and enjoying the serene surroundings. This distinguished residence offers a unique blend of historical charm and contemporary comfort within an expansive, tranquil setting. The expansive lot, spanning 1.3 acres, provides ample outdoor space for various pursuits, characteristic of its rural area. The 3 outbuilding improvements on the property can increase opportunities as desired, all buildings with full concrete slab, a 3-car garage 29x31, 30x36 red barn with lean to/ ample loft space, and a newly constructed within the past year 18x25 barn with oversized garage door. Conveniently located between Kokomo and Greentown.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Taylor Middle SchoolGrades 5-83.0 mi
3/10
Taylor High SchoolGrades 9-122.9 mi
4/10
Taylor Primary SchoolGrades PK-45.3 mi

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Block
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Water Heater,Water Purifier,Water Softener Owned

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Level: Upper
  • Area: 140
  • Dimensions: 10x14

Bedroom4

  • Level: Upper
  • Area: 77
  • Dimensions: 7x11

Bedroom5

  • Level: Upper
  • Area: 117
  • Dimensions: 9x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Hardwood Floors,High Speed Internet,Eat-in Kitchen
  • Flooring: Hardwood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,648
  • Total interior livable area: 3,648 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Master Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Property

Details

  • Parcel number: 341002100046000024
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.30 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$290$3,480
Property Taxes $246$2,952
Electricity $334$4,012
Total$2,887$34,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,982/yr
40% on housing$86,610/yr
45% on housing$76,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 46902$104
Howard County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 46902$125
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$389,900
2026-04-06Price change$399,900
2026-03-26Listed for sale$405,000
2024-07-02Sold$334,900
2024-06-05Pending sale$334,900
2024-06-03Listed for sale$334,900
2022-11-14Sold$294,900
2022-10-15Contingent$294,900
2022-10-13Price change$294,900
2022-10-10Price change$299,900
2022-10-07Price change$319,900
2022-10-05Price change$334,900
2022-09-30Price change$339,900
2022-09-25Price change$349,900
2022-02-18Pending sale$155,500
2022-02-16Contingent$155,500
2022-01-26Listed for sale$155,500
2022-01-12Contingent$170,000
2021-11-16Listed for sale$170,000

For Sale by Agent

AgentBeau Gibson
BrokerageF.C. Tucker Company

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