1312 S Jay St, Kokomo, IN, 46902
About This Home
Charming 2/3 bedroom home offering flexible living space and great functionality. Built in 1945, this property features a double fenced-in lot providing ample outdoor space for a variety of uses. The home includes a detached 2-car garage, as well as a separate office space with an attached 1-car garage—ideal for a home business, hobby area, or additional storage. Convenient layout with potential for customization to fit your needs. Located close to shopping, adding everyday convenience. Don’t miss this unique opportunity with multiple usable structures and generous lot space.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 896
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 898
- Total interior livable area: 896 sqft
Property
Details
- Parcel number: 341006155031.000002
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 10,541 sqft
- Features: Level
- Lot size dimensions: 80'X132'
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
- Earthquake
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $72 | $864 |
| Property Taxes | $0 | $0 |
| Electricity | $184 | $2,212 |
| Total | $761 | $9,132 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Listed for sale | $119,900 |
| 2025-12-13 | Listing removed | $94,900 |
| 2025-11-07 | Price change | $94,900 |
| 2025-10-21 | Price change | $99,900 |
| 2025-09-25 | Price change | $119,900 |
| 2025-08-20 | Price change | $124,900 |
| 2025-07-13 | Listed for sale | $129,900 |
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