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1330 S Jay St, Kokomo, IN, 46902

2beds
2baths
1,056sqft
$125,000
$118price/sqft
$1,084/moest. monthly cost
$43,360/yrincome needed

About This Home

Charming and well-maintained duplex offering immediate income potential with both units fully occupied. Each unit features 1 spacious bedroom, a full bathroom, and an open concept kitchen and living space. Total electric. Tenants pay for electricity. Owner pays w/s/t and lawncare. Roof replaced in 2024.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

3/10
5/10
Central Middle SchoolGrades 6-81.0 mi
3/10
Kokomo High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1983

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Mixed,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: 341006155008.000002

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,270 sqft
  • Features: Level
  • Lot size dimensions: 40x132

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$91$1,092
Property Taxes $177$2,124
Electricity $184$2,212
Total$1,084$13,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,165/yr
40% on housing$32,520/yr
45% on housing$28,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 46902$105
Howard County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 46902$125
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$125,000
2026-04-24Listed for sale$130,000
2024-01-25Sold$97,000
2024-01-18Pending sale$109,000
2024-01-04Listed for sale$109,000
2015-09-05Listing removed$450
2015-07-08Listed for rent$450
2011-11-07Sold$13,500

For Sale by Agent

AgentAudra Cannon
BrokerageCRM Properties, Inc

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