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1320 N Courtland Ave, Kokomo, IN, 46901

2beds
1baths
1,208sqft
$54,900
$45price/sqft
$591/moest. monthly cost
$23,640/yrincome needed

About This Home

2 bedroom, 1 bathroom house with 2 car attached garage. Free standing gas stove for heat.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Pettit Park SchoolGrades PK-50.4 mi
5/10
Central Middle SchoolGrades 6-81.1 mi
--
Kokomo Area Career CenterGrades 6-123.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,208

Heating & Cooling

  • Heating features: Natural Gas,Space Heater
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,208
  • Total interior livable area: 1,208 sqft

Property

Details

  • Parcel number: 340325189002.000002

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 4,094 sqft
  • Features: Level
  • Lot size dimensions: 33 x 124

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $277$3,324
Home Insurance *$55$660
Property Taxes $75$900
Electricity $184$2,212
Total$591$7,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,262/yr
40% on housing$17,730/yr
45% on housing$15,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 46901$73
Howard County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 46901$117
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-15Listed for sale$54,900
2000-09-12Sold$30,000

For Sale by Agent

AgentMitchell M Rigsby
BrokerageThe Hardie Group

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