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429 Mirage Dr, Kokomo, IN, 46901

2beds
2baths
1,148sqft
$184,900
$161price/sqft
$1,400/moest. monthly cost
$56,000/yrincome needed

About This Home

Welcome to a rare opportunity in Willowridge Subdivision! This lovely condo offers cozy living at its finest with a living room, family room (or possible dining room), two bedrooms, two full baths and a beautiful three seasons room that's perfect for relaxing with your morning coffee or for winding down at the end of a long day. The outside of the condo offers a private garden area and lovely landscaping. The garage does double duty as the laundry room and still offers plenty of storage. Don't miss your chance to live in this well-kept and peaceful neighborhood.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
--
Kokomo Area Career CenterGrades 6-122.0 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Oven

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Level: Main
  • Area: 192

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,148

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Kitchen

  • Area: 120

Living Room

  • Level: Main
  • Area: 204

Property

Details

  • Parcel number: 340334302009.000002

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,405 sqft
  • Features: Level
  • Lot size dimensions: 57x165

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$188$2,256
Property Taxes $94$1,128
Electricity $184$2,212
Total$1,400$16,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,000/yr
40% on housing$42,000/yr
45% on housing$37,333/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 46901$72
Howard County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 46901$117
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$184,900
2014-04-21Sold$87,500

For Sale by Agent

AgentLori Eaker
BrokerageApple Tree Realty, LLC

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