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527 W Jefferson St, Kokomo, IN, 46901

2beds
1baths
924sqft
$129,900
$141price/sqft
$1,156/moest. monthly cost
$46,240/yrincome needed

About This Home

Completely remodeled and move-in ready! This charming 2-bedroom, 1-bath home features laminate flooring throughout, a beautifully tiled bathroom with a walk-in tiled shower, and all new appliances including an electric range, refrigerator, and microwave. Enjoy relaxing on the inviting front porch while being conveniently located close to shopping, dining, and other local amenities. A great opportunity for homeowners or investors alike!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Pettit Park SchoolGrades PK-50.3 mi
6/10
Central Middle SchoolGrades 6-80.6 mi
--
Kokomo Area Career CenterGrades 6-122.5 mi

Construction

Condition

  • Year built: 1903

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Electric Range
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Laminate Counters,Eat-in Kitchen,Stand Up Shower
  • Flooring: Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 924

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Kitchen

  • Level: Main
  • Area: 209

Living Room

  • Level: Main
  • Area: 225

Property

Details

  • Parcel number: 340336127013.000002

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 5,662 sqft
  • Features: Irregular Lot,City/Town/Suburb
  • Lot size dimensions: 57x100

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$132$1,584
Property Taxes $184$2,208
Electricity $184$2,212
Total$1,156$13,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,634/yr
40% on housing$34,680/yr
45% on housing$30,826/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 46901$72
Howard County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 46901$117
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$134,900
2022-11-18Listing removed--
2022-11-12Price change$775
2022-10-27Listed for rent$800
2021-08-28Listing removed--
2021-08-21Listed for rent$775
2012-07-02Listing removed$44,900
2011-07-20Price change$44,900
2011-01-11Price change$46,900
2010-10-21Price change$47,900
2010-06-11Listed for sale$49,900

For Sale by Agent

AgentPaul Wyman
BrokerageThe Wyman Group

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