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511 W Sycamore St, Kokomo, IN, 46901

4beds
2baths
2,080sqft
$180,000
$87price/sqft
$1,538/moest. monthly cost
$61,520/yrincome needed

About This Home

Historic Charm, Park Views, and Endless Potential in the Heart of Kokomo! This beautiful 4-bedroom, 2-bath Victorian home sits on nearly 1/3 acre in downtown Kokomo, just a short stroll from walking trails, shopping, and local restaurants. The walkout basement leads directly to a private backyard overlooking Foster Park, creating a peaceful setting that’s hard to find in town. The inviting covered front porch is the perfect place to relax with a book or enjoy the neighborhood atmosphere. Step inside and you’ll immediately be drawn to the stunning two-story staircase that serves as the centerpiece of the home. The spacious main floor flows into both a formal living room and a cozy family room, each featuring its own fireplace. You’ll also find a formal dining room, kitchen, primary bedroom, and full bath conveniently located on the main level. Original hardwood floors add timeless character throughout the home. Upstairs offers three additional generously sized bedrooms and another full bath, along with abundant closet space and storage. The large basement provides even more room for storage, hobbies, or future possibilities. Outside, the detached 2-car garage includes an additional workshop area that could easily be converted into a third parking space. Combined with the long private driveway, there is no shortage of parking. Filled with character, space, and opportunity, this classic Victorian is ready for its next owner to make it truly their own.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

4/10
Pettit Park SchoolGrades PK-50.6 mi
6/10
Central Middle SchoolGrades 6-80.4 mi
--
Kokomo Area Career CenterGrades 6-122.3 mi

Construction

Condition

  • Year built: 1882

Materials

  • Roof: Asphalt,Rubber
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Unfinished,Exterior Entry,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 180

Family Room

  • Level: Main
  • Area: 225

Features

  • Ceiling-9+,Ceiling Fan(s),Natural Woodwork,Main Level Bedroom Suite
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Den,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,080

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,312
  • Total interior livable area: 2,080 sqft

Kitchen

  • Level: Main
  • Area: 135

Living Room

  • Level: Main
  • Area: 225

Property

Details

  • Parcel number: 340336179018.000002

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered
  • Fencing: Chain Link

Lot

  • Lot size: 0.34 Acres
  • Features: 0-2.9999,City/Town/Suburb
  • Lot size dimensions: 100x149

Parking

  • Total spaces: 3
  • Parking features: Detached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$183$2,196
Property Taxes $255$3,060
Electricity $190$2,288
Total$1,538$18,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,731/yr
40% on housing$46,140/yr
45% on housing$41,013/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 46901$72
Howard County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 46901$117
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$180,000
2026-03-15Listing removed$200,000
2025-09-16Listed for sale$200,000
2006-06-21Sold$85,000

For Sale by Agent

AgentSandra Young
BrokerageThe Wyman Group

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