1012 E Elm St, Kokomo, IN, 46901
About This Home
Welcome home to this charming and completely remodeled 2-bedroom, 1-bath residence that perfectly blends comfort and character. Step inside to find fresh updates throughout, creating a warm and inviting atmosphere ready for its next owner. The full finished basement provides additional living space ideal for a family room, home office, workout area, or entertaining guests. Outside, you’ll love relaxing on the beautiful wood front porch, perfect for enjoying your morning coffee or unwinding at the end of the day. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this move-in ready home offers both convenience and charm.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 560
- Finished area above ground: 560
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Property
Details
- Parcel number: 340430331015.000002
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 6,098 sqft
- Features: Level
- Lot size dimensions: 47X130
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $657 | $7,884 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $263 | $3,156 |
| Electricity | $184 | $2,212 |
| Total | $1,236 | $14,832 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $125,000 |
| 2026-06-23 | Listed for sale | $130,000 |
| 2024-05-22 | Sold | $20,000 |
| 2024-05-15 | Pending sale | $21,900 |
| 2024-05-14 | Listed for sale | $21,900 |
| 1998-02-19 | Sold | $29,000 |
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